Effective
July 2004
The
Principal Financial Group®
understands that visitors to
this website are concerned about the privacy of information.
The following describes our privacy policy with respect to
personally identifiable information that we collect through
this website about individuals who use or visit
this website. It also identifies the categories of
third party persons or entities with which we share the collected
personally identifiable information.
Online
Information Collection
When
an individual consumer visits
this website ("Visitors"), we may collect certain kinds
of personally identifiable information. The information we
collect will vary depending upon the function the Visitor
selects and the information the Visitor provides. For example
we may collect the following categories of personally identifiable
information:
Summary
Information
We
may automatically collect summary information, stored in a
"cookie" specific to
this web site (see "Cookies").
This information is used to improve the content of our Web
pages. No other information is gathered from your browser.
The summary information is not traceable to a particular Visitor
unless the Visitor has voluntarily identified himself or herself.
If a Visitor logs in to conduct business, transactions
may be tracked and changes maintained on our backend
systems for both troubleshooting and confirmation purposes.
Any information requested to conduct business is for our internal
use to service your request.
Email
If you supply us with your e-mail address on-line you may
receive periodic messages from us with information on new
products and services or upcoming events. If you prefer not
to receive periodic messages with information on new products
and services or upcoming events, please complete this Do
Not Contact form.
Information
Sharing
Unless prohibited by law, we may share the information we
collect about Visitors with other member companies of the
Principal Financial Group®
for a variety of purposes. For example we may share information
to assist us in providing service and account maintenance;
to help us design and improve products; and to offer products
and services that may be of interest to you.
We
may share the information we collect about Visitors with the
following categories of third parties:
We
also may disclose information about Visitors to third parties
with the Visitor's consent or at the Visitor's direction or
otherwise as permitted by law.
We
may also share information with third parties in response
to a subpoena; to prevent fraud; to comply with an inquiry
by a government agency or other regulator; or as necessary
for other legal purposes.
We
Do Not Share Medical Information
The member companies of the Principal Financial Group that
collect medical information do not share medical information
with affiliates or with third parties for any purpose other
than for providing and servicing your policies, accounts,
claims or contracts; as allowed by the relevant laws protecting
your privacy; or in circumstances where you consent. Not all
member companies of the Principal Financial Group collect
medical information.
Changes
to our Online Privacy Policy
The Principal may make changes to our online privacy policies
occasionally. We recommend that Visitors to our site review
our Online privacy policies from time to time to learn of
new privacy practices and changes to our policies.
Links
to other sites
The privacy policies of the Principal Financial Group apply
only to this
website and our producer websites that link to this privacy
policy. Websites operated by non-Principal related entities
may link to and from our website and may have different privacy
policies from the ones described here at www.principal.com.
Visitors should read the privacy statements of other web sites
they visit for information regarding their specific privacy
practices.
How Can You Reach Us?
Privacy Officer
P.O. Box 14582
Des Moines, IA 50306-3582
You
can send us a message through the Contact
Us reply form. A link to this form can be found
at the top of each page.