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Calculators

Only 44 percent of U.S. workers have tried to determine how much they will need to save for a comfortable retirement.¹
¹ Employee Benefit Research Institute, 2009

How much retirement income will you need? Should you refinance your mortgage? How much life insurance is enough? What type of IRA is right for you?

Our financial calculators are designed as educational tools to help you estimate answers to common financial questions. They are not intended to predict future returns or results. Simply click on one of the general financial topics below and you'll find a selection of easy-to-use calculators about related financial topics.

Loans & Credit Cards

Loan Payoff
Home Affordability
Mortgage Refinancing
Mortgage Acceleration

Estate Planning

Estate Taxes

Retirement & Inflation

Cost of Retirement
Impact of Inflation
Taxes & IRAs

Federal Income Tax
Tax-Deferred Savings
IRA Eligibility
Roth IRA Conversion

Saving & Investing

Risk Tolerance
College Funding
Savings Goals
Savings Accumulation
Cash Management

Cash Flow Analysis
Net Worth
Lifetime Earnings

Risk Management

Life Insurance
Life Expectancy

Scott Paine is licensed in Arizona, California, Colorado, Delaware, Maryland, Montana, and Nevada to offer life insurance (including variable life), and annuities (including variable annuities), securities and health. This site is not a solicitation of interest in any of these products in any other state. IMPORTANT CONSUMER INFORMATION: Scott Paine may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if he is excluded or exempted from the state's registration requirements. Follow-up, individualized responses to consumers in a particular state by Scott Paine that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's requirements, or pursuant to an applicable state exemption or exclusion. For information concerning the licensure status or disciplinary history of a broker-dealer, investment advisor, BD agent or IA representative or any financial institution he represents, contact your state securities law administrator. Principal Life Insurance Company, Des Moines, IA 50392. Principal Life maintains certificates of authority to transact insurance in all 50 states. Its NAIC identification number is 61271.